Know what’s safe to spend —
every day until payday.

Afloat budgets by paycheck, not by calendar month. Bills get set aside from the right paycheck, and you get one honest number for today.

Download on the App Store
Safe to spend today
$58
$706 left until Fri, Oct 9 · 12 days

Built around your paychecks

Weekly, every two weeks, twice a month or monthly — including advance + salary. Holidays and early deposits handled.

Bills are set aside first

Rent, car, phone — each bill is funded by the right paycheck, and big ones are saved up over several paychecks so your daily number stays steady.

No bank login. Ever.

Enter your balance in a few seconds. Your data stays on your devices and in your own iCloud.

Spot 3-paycheck months

See every paycheck ahead, your lowest-balance day, and the bonus paycheck before it lands.

Pace, not punishment

Spent more today? Afloat spreads it over the days until payday instead of scolding you.

Lock Screen widget

Glance at what’s safe to spend without opening the app. Amounts can be hidden for privacy.